These terms apply to vfoportal.com, the client and member portal operated by VFO Services and Elite Resource Team.
These Terms of Use ("Terms") govern your access to and use of vfoportal.com and the services made available through it (together, the "Site"). The Site is operated by VFO Services, an affiliate of Elite Resource Team ("we," "us," or "Company"). By accessing or using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.
VFO Services is a virtual family office serving Elite Resource Team members and their clients - top national specialists in tax planning, legal services, risk mitigation, wealth management, and business advisory services. The Site is the administrative portal through which authorized users sign in to view engagement information, complete required steps, exchange documents, and manage related payments.
We may add, change, suspend, or discontinue any part of the Site at any time.
You must be at least 18 years old to use the Site. Access is limited to authorized users — Elite Resource Team members, their clients, VFO specialists, and Company staff — who have been issued credentials by us. You may use the Site only for the purpose for which your access was granted, and only on behalf of yourself or an organization you are authorized to represent.
You are responsible for keeping your login credentials confidential and for all activity that occurs under your account. Do not share your credentials or allow another person to use your account. Notify us promptly at support@elitert.com if you believe your credentials have been lost or your account has been accessed without authorization. We may suspend or disable any account we reasonably believe has been compromised or misused.
You agree not to:
Payments and payment setup initiated through the Site are processed by Stripe, Inc. Card and bank account details are entered on and held by Stripe; they are not collected or stored on this Site. Your use of Stripe's services is subject to Stripe's own terms and privacy policy. You are responsible for the accuracy of the payment information you provide and for ensuring you are authorized to use the payment method you select. Fees, amounts, and refund terms are governed by your separate written agreement with us.
Content on the portal is provided for the administration of your engagement. Nothing on the Site itself constitutes legal, tax, accounting, or investment advice, and no attorney-client, accountant-client, or advisory relationship is created by your use of the Site. Professional services, where provided, are governed by your separate written agreements with Company, its affiliates, or the applicable specialist, and by the professional standards and licensing that apply to those services. Do not act on anything you read on the Site without consulting the professional responsible for your engagement.
The Site, including its design, text, graphics, logos, and software, is owned by Company or its licensors and is protected by intellectual property laws. Except for the limited right to use the Site as authorized in these Terms, no rights are granted to you. Documents and information you upload remain yours; you grant us the right to store, process, and use them as necessary to provide the Site and your engagement.
The Site relies on third-party services (including payment processing, hosting, email delivery, and analytics) and may contain links to third-party websites. We do not control those services or sites and are not responsible for their content, availability, or practices. Your use of a third-party service or site is governed by that party's terms and privacy policy.
The Site is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that any content on it is accurate or complete. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.
To the fullest extent permitted by law, Company and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to your use of or inability to use the Site, whether based in contract, tort, or any other theory, even if advised of the possibility of such damages. Our total liability for all claims relating to the Site will not exceed one hundred U.S. dollars ($100) or the amount you paid us for access to the Site in the twelve months preceding the claim, whichever is greater. Nothing in these Terms limits liability that cannot be limited under applicable law.
You agree to indemnify and hold harmless Company and its affiliates, officers, employees, and agents from any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any law or third-party right.
We may suspend or terminate your access to the Site at any time, with or without notice, including if we believe you have violated these Terms or if your engagement with us ends. You may stop using the Site at any time. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — will survive.
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction and venue of the state and federal courts located in San Diego County, California for any dispute arising out of or relating to these Terms or the Site.
We may update these Terms from time to time. The "Last updated" date below indicates when the current version took effect. Changes are effective when posted. Your continued use of the Site after we post changes means you accept the revised Terms.
Questions about these Terms may be sent to:
VFO Services
12636 High Bluff Drive, Suite 400
San Diego, CA 92130
(619) 981-9703
support@elitert.com
Last updated: July 28, 2026